AUTO INSURANCE

Kiva can customize an auto insurance policy that will protect both you and others – all at an affordable price.

AUTO INSURANCE

GOOD DRIVERS ARE RESPONSIBLE DRIVERS

If you’re looking for auto insurance, look no further than Kiva. Having proper auto insurance provides protection and security for you, your passengers, and the community. From accidents and injuries to hit-and-runs and theft, it’s important to keep your car insured so you’re prepared when accidents do happen. No matter what you drive, we’ll make sure your vehicles and drivers are protected.

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6 PARTS OF YOUR AUTO POLICY

Your auto policy may include all six of these components or only some of them. Each coverage is priced individually.

BODILY INJURY LIABILITY

For injuries the insured causes to someone else

MEDICAL PAYMENTS OR PERSONAL INJURY PROTECTION (PIP)

For treatment of injuries to the driver and passengers of the insured’s car. Personal Injury Protection can cover medical payments, lost wages and the cost of replacing services normally performed by someone injured in an auto accident.

PROPERTY DAMAGE LIABILITY

For damage the insured caused to someone else’s property.

COLLISION

For damage to the insured’s car from a collision. The collision could be with another car, a light post, fire hydrant, tree, etc.

COMPREHENSIVE

For damage to the insured’s car that doesn’t involve a collision with another car. Covered risks include fire, theft, falling objects, missiles, explosion, earthquake, flood, riot and civil commotion.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

 In cases where the driver at fault does not have adequate insurance or no insurance at all to pay for your injuries and damages, you’ll be compensated for the amount in which you are legally entitled to – in regards to you, your passengers, and your vehicle. Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.