Protecting your business is very important, that includes your employees. Let KIVA provide you with a comprehensive policy to protect your employees if ever injured on the job.
Workers Compensation Insurance is protection for the employer and employees. It pays hospital, doctor and medical expenses incurred due to an injury sustained at work, or illness that is work related. It also provides partial payment of wages lost while you’re unable to work, together with retraining or occupational rehabilitation if you’re unable to return to work. Arizona law generally requires all public and private employers that have one or more employees to carry Workers Compensation. Kiva will help you continue to protect your business and employees.
We all strive for good choices to ensure a healthy and active lifestyle, yet even with the best of those efforts, you could still suffer from an unexpected accident or illness – at home or at work. Your Health Insurance will most likely take care of majority of medical expenses. Even so, you’ll still have co-pays, deductibles and ongoing every day household expenses while you’re trying to get well. Supplemental benefits are not health insurance, they are extra protection in the form of lump sum payouts for critical illness, accidental injuries and disability, so you have the funds to help pay those deductibles and living expenses while you’re in treatment or recovery.